Caroline House, 115-125 Bradshawgate, Bolton, BL2 1BJ

Experts in Mis-Sold Financial Products

At Avita Legal, we specialize in helping individuals reclaim what’s rightfully theirs. If you’ve been misled into taking out a financial product or weren’t given the full picture when signing an agreement, you could be entitled to compensation.

Mis-Sold Credit Cards

Were you sold a credit card without proper explanation of fees, interest rates, or repayment terms?

Mis-Sold Loans

If you’ve taken out a personal or secured loan and weren’t told the full terms, you may have been mis-sold.

Why Choose Avita Legal?

Established in 2022, Avita Legal is a rapidly growing, SRA-regulated law firm dedicated to defending the rights of individuals across England and Wales. We handle a broad spectrum of claims, including personal injury, road traffic accidents (RTA), clinical negligence, financial mis-selling, and all other types of legal claims.

Since our inception, we have helped numerous clients recover compensation, protect their rights, and seek justice in complex legal situations. Our mission is to simplify the legal process, reduce stress, and empower our clients to take control of their futures. We’ve developed straightforward systems and clear communication channels to ensure our clients feel supported every step of the way.

At Avita Legal, we’re not afraid to challenge the status quo. Whether engaging with regulators, advocating for change, or holding parties accountable, we stand for fairness, transparency, and justice in every case we handle.

We believe everyone deserves honest, accessible legal support because justice shouldn’t be complicated, you shouldn’t have to face your legal challenges alone.

NO WIN NO FEE

We operate on a no win, no fee basis. Should your claim not succeed, you will not be responsible for our legal fees.
The term ‘no win no fee’ refers to an arrangement between an attorney and an injured individual, indicating that the client will not incur any charges if their claim for personal injury compensation does not succeed.

SRA Regulated

We understand the significance of clients having confidence in the law firm they are filing a claim with.
We take pride in being authorized and regulated by the Solicitors Regulation Authority (SRA), ensuring that your claim is managed by a fully qualified law firm that adheres to rigorous professional and ethical standards.

EXPERT Advice

We assist thousands of clients on a day to day basis across various loactions and practices around the UK.
We are specialist solicitors that possess the necessary experience and expertise you require. Our esteemed reputation is founded on the diverse expertise provided by specialized attorneys in every field of law.

Services We Provide

At Avita Legal, we understand how confusing and overwhelming it can be to deal with a mis-sold credit card. If you were offered a credit card that wasn’t suitable for your financial situation, or if the terms and conditions weren’t fully explained to you, you may be entitled to compensation.

Mis-Sold Car Finance & Undisclosed Fees

At Avita Legal, we know how upsetting it can be to discover that you were mis-sold car finance, especially if hidden fees and undisclosed commissions were involved. If you were charged additional fees or commissions that were not clearly explained at the outset, you may be entitled to compensation.

Personal Injury Claims

Our team possesses extensive experience in all types of personal injury claims, including workplace accidents, serious injury claims, medical negligence claims, slips and trips, and fatal accidents.

Road Traffic Accidents

A road traffic accident can leave those involved feeling disoriented and in shock, potentially for an extended period following the incident.

Simple 3 Step Process

We offer a simple 3 step process that makes the claims process easy for all our customers.

Step 1: Verification

We verify your information and initiate your claim file for assessment by our legal team.

Step 2: Assesment

Regardless of whether it pertains to vehicle financing or issues with housing maintenance, we conduct the necessary assessments, inspections, or document evaluations to build your case.

Step 3: Submission

You will be informed of updates at important milestones throughout the process. Our team is available for assistance whenever you require support.

Our dedicated team specialises in cases involving mis-sold car finance agreements, including those with undisclosed costs or unfair terms. We are committed to uncovering the truth, holding providers accountable, and helping you recover what you are owed.If you believe you were mis-sold car finance or charged undisclosed fees, don’t delay, contact Avita Legal today for a free, no-obligation consultation. Let us help you secure the justice and financial fairness you deserve.

Frequently Asked Questions

Looking for more information? Below are the responses to our most commonly asked questions.

What is financial mis-selling?

Financial mis-selling occurs when you’re sold a financial product, such as a loan, credit card, or car finance without being given accurate, complete, or honest information. This includes being sold products that were unsuitable or that you didn’t fully understand.

How long will my claim take?

Every claim varies based on the amount of information available and the responsiveness of the defendant. We will ensure you are informed at critical points throughout the process.

How do I get started?

After you complete the registration process, we will verify your information and start working on your claim. You will receive a confirmation email along with periodic updates throughout the process.

How to cancel my claim?

Upon signing up, you are granted a 14-day cooling-off period to determine if you wish to proceed with your claim or cancel it. This allows you to evaluate your choices before making a decision. If you opt to cancel after this period, you may incur fees, as our insurance policy does not cover cancellations made during the process. The cooling-off period begins on the date of your registration, as indicated in the agreement we provided.

Will making a claim affect my credit score?

No. Making a financial mis-selling claim is not a loan or financial product application, so it does not impact your credit score in any way.

Can I still claim if I’ve already paid off the loan or finance agreement?

Yes. Even if your agreement has been fully paid off or even if it was several years ago you may still be eligible to claim compensation. Each case depends on specific details, so it’s best to get a free case assessment.

Are there any hidden fees?

We operate on a No Win, No Fee model, meaning you won’t incur legal fees if your claim is unsuccessful. Our services are insured, ensuring your protection in case of an unsuccessful claim. If your claim is successful, our pre-agreed fee (plus VAT) will be subtracted from your compensation before it is disbursed to you. The only instance where you might be responsible for costs is if you decide to cancel your claim after the 14-day cooling-off period without permitting us to proceed.

How do I know if I was mis-sold a credit card, loan, or car finance?

You may have been mis-sold if:

  • You weren’t given all the terms and conditions
  • You were pressured into taking the product
  • You weren’t informed about interest rates or fees
  • You didn’t know the seller was earning commission
  • You weren’t assessed for affordability
  • PPI (Payment Protection Insurance) was added without your knowledge

What documents do I need to make a claim?

Ideally, you’ll have copies of your agreement, statements, or any correspondence with the lender or dealer. However, even if you don’t have paperwork, we may still be able to access the necessary information.

How far back can I claim for mis-sold products?

Typically, you can claim for agreements going back up to 6 years, or longer in some cases, especially if you only became aware of the mis-selling recently. We can assess this based on your specific situation.

Get In Touch Today!

At Avita Legal, we are here to help you
with all your legal needs related to mis-sold credit cards, loans, and car finance.
Whether you have questions or are ready to start your claim, our team is just a message or call away.

Caroline House, 115-125 Bradshawgate, Bolton, BL2 1BJ.

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